UK's Smartest Rewards Optimiser

Always use the right card

Never miss out on rewards again. We tell you which card to use for every purchase, track your sign-up bonuses, and help you maximise every point.

Bank-level security
FCA regulated
Best card for
Tesco Groceries
Amex Gold
4x points
Other options
Chase Freedom2x points
Barclays Avios1.5 Avios
0+
UK Cards Supported
0+
Merchants Mapped
99.9%
Uptime
Free
To Get Started
Features

Everything you need to maximise rewards

Stop guessing which card to use. Get instant recommendations, track bonuses, and never leave points on the table again.

Location-Based Cards

Walk into any store and instantly know the best card to use. Real-time recommendations based on where you are, anywhere in the UK.

Best Card Finder

Instantly know which card earns the most for any merchant or category. Our AI analyses your wallet and tells you the optimal choice.

Bonus Tracker

Track progress on all your sign-up bonuses. Get alerts when you're falling behind and suggestions to hit your targets.

Points Valuation

See exactly what your points are worth across all redemption options. We show you the best value for your rewards.

Smart Alerts

Never miss expiring points, bonus deadlines, or limited-time offers. Get personalised notifications that matter.

Benefit Tracking

Track all your card perks like lounge access, travel credits, and insurance. Never forget a benefit again.

Best Card Finder

Which card should I use?

Before you tap, we'll tell you which card in your wallet earns the most. Whether you're at Tesco, booking a flight, or grabbing coffee - we've got you covered.

Instant recommendations for 500+ UK merchants
Category-based suggestions when merchant not found
Compare earnings across all your cards
See points value in real GBP
Try It Free
Amazon.co.uk
Online Shopping
AMEX
Amex Gold
Best Choice
4x
points
Chase Freedom
3x points
Barclays Avios
1.5x points
You are near Waitrose, Canary Wharf
Best Card Here
Amex Gold
4x points on groceries
4x
Nearby stores
Pret A MangerAmex Gold4x
BootsChase Freedom3x
Location-Based

Know which card to use, wherever you are

Walk into any store and your phone tells you the best card to use - automatically. Our location-aware technology detects nearby merchants and shows you optimal recommendations in real-time.

Automatic merchant detection via GPS
Works at 500+ UK retail locations
Real-time notifications when you enter stores
Offline mode for underground & rural areas
Enable Location Features

Active Bonuses

3 in progress
Amex Gold40,000 pts
£2,250/£3,00045 days left
Chase Freedom£150
£675/£1,50060 days left
Barclays Avios25,000 Avios
£2,700/£3,00012 days left
Bonus Tracker

Never miss a welcome bonus

Sign-up bonuses are the fastest way to earn rewards. We track your progress, calculate daily spend targets, and alert you when you're falling behind.

Track multiple bonuses simultaneously
Daily spend targets to stay on track
Alerts when deadlines approaching
Celebration when you hit your target!
Start Tracking
How It Works

Get started in 2 minutes

No complicated setup. Just add your cards and start earning more.

1

Add Your Cards

Tell us which credit cards you have. Takes 30 seconds.

2

Get Recommendations

Before any purchase, see which card earns the most.

3

Watch Rewards Grow

Track your earnings, hit bonuses, and maximise every point.

Bank-Level Security

Your data is protected

We use Open Banking to securely connect to your accounts. This means we never see your login credentials, and you can revoke access at any time.

FCA Regulated
Authorised by the Financial Conduct Authority
Bank-Level Encryption
256-bit AES encryption for all data
Open Banking
Secure read-only access to transactions
Biometric Auth
Face ID and fingerprint support
Secure Connection
via TrueLayer Open Banking
🏦Barclays
Connected
🏦HSBC
Connected
🏦Lloyds
Connected
🏦NatWest
Connected
Read-only access. We can never move money.

All your favourite UK cards

From Amex to Tesco Clubcard, we support all major UK reward programmes

Amex
Barclays
Chase
HSBC
Virgin
Tesco
Sainsbury's
M&S
John Lewis

Stop leaving money on the table

Join smart spenders who maximise every purchase. Free to start, no credit card required.

Free forever plan
No credit card needed