Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing and using Rewards4All, you agree to be bound by these Terms of Service. If you do not agree, please do not use our service.

2. Service Description

Rewards4All provides credit card rewards optimisation tools to help UK consumers maximise the value of their credit card rewards. We do not store your credit card numbers or banking credentials directly.

3. Open Banking

Our Open Banking features use FCA-regulated providers (TrueLayer) to connect to your bank accounts. You can revoke access at any time. We comply with PSD2 regulations including 90-day consent limits.

4. Data Protection

We process your data in accordance with UK GDPR and the Data Protection Act 2018. Your email is encrypted at rest and your sensitive data is protected using industry-standard encryption.

5. Disclaimer

Card reward values, rates, and offers are provided for informational purposes. We do not guarantee accuracy and recommend verifying with your card issuer. Rewards4All is not a financial adviser.

6. Contact

For questions about these terms, contact us at legal@rewards4all.com.